Terms of service
<h2>Overview</h2>
<p>This website is operated by Miss Jhumki. By visiting our site or placing an order, you agree to these terms of service. Please read them carefully before using our website.</p>
<h2>Using our website</h2>
<p>You agree to use this website for lawful purposes only. You must not misuse the site, attempt to interfere with its security, or use it in a way that could damage or disable it.</p>
<h2>Products and pricing</h2>
<p>All prices are listed in Pakistani Rupees (PKR). We try to describe and photograph our products as accurately as possible. Slight differences in colour, finish, or size may occur due to lighting or screen settings.</p>
<p>We reserve the right to change prices, products, and availability without notice. If a price is listed incorrectly, we may cancel the order and refund any payment made.</p>
<h2>Orders</h2>
<p>When you place an order, you will receive an order confirmation. We reserve the right to refuse or cancel an order at our discretion, including where stock is unavailable, payment is not confirmed, or we suspect fraud. If we cancel a paid order, we will refund the amount received.</p>
<h2>Payment</h2>
<p>We accept cash on delivery and online payment. For online payments, your order is confirmed once payment is received. For cash on delivery, payment is due when your order is delivered.</p>
<h2>Shipping and delivery</h2>
<p>We ship within Pakistan only. Shipping charges, processing times, and delivery estimates are set out in our <a href="/policies/shipping-policy">shipping policy</a>.</p>
<h2>Returns and refunds</h2>
<p>Returns, exchanges, and refunds are handled under our <a href="/policies/refund-policy">refund policy</a>.</p>
<h2>Intellectual property</h2>
<p>All content on this website, including text, images, logos, and designs, belongs to Miss Jhumki or its licensors. You may not copy, reproduce, or use our content for commercial purposes without our written permission.</p>
<h2>Limitation of liability</h2>
<p>To the extent permitted by law, Miss Jhumki is not liable for indirect or consequential losses arising from the use of our website or products. Nothing in these terms limits your rights under applicable Pakistani law.</p>
<h2>Governing law</h2>
<p>These terms are governed by the laws of Pakistan. Any disputes will be subject to the courts of Lahore.</p>
<h2>Changes to these terms</h2>
<p>We may update these terms from time to time. The version published on this page applies to your use of the website and any orders placed after it is published.</p>
<h2>Contact us</h2>
<p>Miss Jhumki<br>
Email: <a href="mailto:admin@missjhumki.com">admin@missjhumki.com</a><br>
WhatsApp: <a href="https://wa.me/923187432479">+92 318 7432479</a><br>
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